Snowmobile Accidents in Ontario: What You Need to Know and How a Lawyer Can Help
- 04.02.2025
- Insights

Snowmobiling is one of Ontario's most thrilling winter activities. The speed, the rush of wind, and the scenic winter landscapes create an exhilarating experience. Unfortunately, snowmobiling also comes with risks, and every winter, numerous Ontarians are seriously injured in snowmobile accidents.
If you’ve been involved in a snowmobile accident, whether you were at fault or not, it’s essential to speak with a personal injury lawyer who has experience handling snowmobile claims. In Ontario, individuals who sustain injuries due to the operation or use of a snowmobile are entitled to compensation, similar to those injured in motor vehicle accidents. We invite you to review our trial report card
Understanding Snowmobile Laws in Ontario
In Ontario, snowmobile use is governed by the Motorized Snow Vehicles Act, which outlines rules and regulations regarding snowmobiles. The Insurance Act treats snowmobiles as "motor vehicles," meaning snowmobilers are entitled to similar protections as drivers of cars and other vehicles. This includes the right to pursue compensation if injured in an accident.
What Happens If You’re Injured in a Snowmobile Accident?
Ontario law requires that snowmobiles used outside the owner’s property be insured. If you're injured in a snowmobile accident, you can apply for no-fault accident benefits from your insurance company, even if the accident was your fault. These benefits include:
- Medical and rehabilitation expenses
- Attendant care and housekeeping costs
- Compensation for lost income
- Ongoing care expenses
If the snowmobile involved isn’t insured, you may still be able to apply for benefits from the Ontario Motor Vehicle Accident Claims Fund. This fund provides compensation for individuals injured in accidents when no other insurance is available.
What if Someone Else Caused the Accident?
If another person’s ownership, use, or operation of a snowmobile caused your injuries, you can file a tort lawsuit against them. A tort lawsuit allows you to seek damages for:
- Pain and suffering
- Lost income
- Medical expenses
- Future care costs
Family members of individuals seriously injured in snowmobile accidents can also pursue legal action against the responsible party for the damages they’ve suffered as a result of the accident.
Malfunctioning Snowmobiles and Manufacturer Liability
In some cases, injuries are caused by snowmobile malfunctions or defective parts. If a defect in the snowmobile’s design or parts led to your accident, you may have a claim against the manufacturer or distributor of the snowmobile. Manufacturers are legally obligated to ensure their products are safe, and if a defect caused harm, they could be held accountable.
The Importance of Timely Action
It’s crucial to understand that snowmobile accident claims in Ontario are subject to strict timelines. If you’ve been injured, here’s what you need to know:
- Notify your insurance company within one week of the accident.
- Submit your application for accident benefits within one month of receiving the necessary paperwork from your insurer.
- If you plan to file a tort lawsuit against the person who caused your injuries, you must notify them and begin the legal process within two years of the accident. If you miss these deadlines, you could forfeit your right to compensation.
Given the complexity of these claims, it’s important to have a personal injury lawyer by your side. A lawyer experienced in snowmobile accident claims can help you navigate the various forms, deadlines, and procedures, ensuring you receive all the benefits and compensation you’re entitled to.
Snowmobile Accident LawyerÂ
Snowmobile accidents can lead to serious injuries and complicated legal claims. Whether you're seeking accident benefits, pursuing a tort claim, or dealing with product liability, understanding your rights and acting quickly is essential. By consulting with an experienced snowmobile accident lawyer, you can ensure that you receive the compensation and support you need to recover and move forward.